Terms and Conditions

Effective Date: April 2nd, 2025
Business Talent Academy Inc.
Operating The CFO Effect – https://www.cfoeffect.cm

2. Who We Are

The CFO Effect is a newsletter and educational content platform operated by:

Business Talent Academy Inc.
Quebec, Canada
📧 [email protected]

3. Eligibility

You must be at least 16 years old to use this site or subscribe to the newsletter. By using the site, you confirm that you meet this requirement.

4. Content & Intellectual Property

All content on this website and in the newsletter — including articles, visuals, branding, layout, and downloadable resources — is the intellectual property of Business Talent Academy Inc., unless otherwise stated.

You may:

• View, read, and share content for personal or professional use
• Quote small portions with proper attribution

You may not:

• Republish, reproduce, or commercially distribute content without written permission
• Remove copyright or branding marks

We reserve the right to pursue legal action for unauthorized use.

5. Newsletter Subscriptions

When you subscribe:

• You agree to receive emails from The CFO Effect
• You may unsubscribe at any time via the link in the footer of each email
• We retain a record of your opt-out in compliance with privacy laws

We reserve the right to suspend or terminate your subscription at our discretion, particularly if we suspect abuse, unauthorized use, or any action that violates these terms.

6. No Financial Advice

All content provided by The CFO Effect is for informational purposes only. It does not constitute:

• Financial, investment, legal, or tax advice
• A solicitation or offer to buy or sell securities
• An endorsement of any particular company or product

You are responsible for conducting your own due diligence before making any financial or strategic decisions.

7. No Guarantees of Results

While we provide high-quality insights and tools, we cannot guarantee specific outcomes based on the use of our content (e.g., job promotions, investment results, business growth). Your success depends on your own execution, market conditions, and other factors outside our control.

8. Third-Party Links & Resources

We may include links to external websites, tools, or third-party platforms. These are provided for convenience and educational purposes only. We do not control, endorse, or take responsibility for the content, privacy practices, or terms of any third-party service.

Use these resources at your own risk.

9. User Conduct

You agree not to use this website or our content to:

• Spam, hack, scrape, or exploit the platform
• Impersonate others or misrepresent your identity
• Distribute malicious software or harmful links
• Infringe on our or any third party’s intellectual property

Violation of these rules may result in termination of access or legal action.

10. Limitation of Liability

To the fullest extent permitted by Quebec and Canadian law:

• We are not liable for any indirect, incidental, consequential, or punitive damages related to your use of this site or newsletter.
• We do not guarantee the website will be free from errors, outages, or security vulnerabilities.

You use this platform at your own risk.

11. Indemnification

You agree to indemnify and hold harmless Business Talent Academy Inc., its directors, employees, and affiliates from any claims, liabilities, or damages arising from your use or misuse of the website, newsletter, or violation of these Terms.

12. Governing Law & Jurisdiction

These Terms are governed by the laws of Quebec, Canada. Any dispute shall be resolved in the courts located in the province of Quebec.

You agree to submit to the exclusive jurisdiction of those courts.

13. Changes to These Terms

We may revise these Terms at any time. Updates will be posted on this page with a new "Effective Date." Continued use of the site or newsletter after changes are made constitutes your acceptance of the revised terms.

14. Contact

Questions? Complaints? Legal inquiries?

📬 Business Talent Academy Inc.
[email protected]
Quebec, Canada